Commercial Relationship Manager

Company: MRISpokane
Location: Houston
Posted on: January 14, 2026

Job Description:

Job Description Job Description Commercial Relationship Manager Location: Houston, TX Overview We are seeking an experienced Commercial Relationship Manager to grow and manage a portfolio of middle-market commercial clients with a strong emphasis on core deposit growth, treasury management solutions, and prudent credit origination . This role is relationship-driven and production-oriented, ideal for a banker who excels at full-relationship banking and balancing deposit, lending, and risk objectives. The position is primarily focused on gathering operating deposits and originating new commercial loans , while maintaining a safe, sound, and profitable portfolio for the Bank. Key Responsibilities Identify, develop, and expand new and existing commercial relationships with a strong focus on primary operating deposits, liquidity balances, and treasury management services Proactively prospect, interview, and onboard commercial clients seeking full-relationship banking solutions, including deposits, cash management, payments, and credit Manage and grow a commercial portfolio with accountability for deposit growth, treasury management penetration, loan production, portfolio quality, and relationship profitability Analyze financial statements, cash flow, and operating activity to assess creditworthiness, deposit potential, and overall relationship risk Structure and originate commercial loans that support client operating needs while reinforcing deposit balances and treasury service utilization Prepare and present credit requests and recommendations in accordance with Bank policies; communicate approvals and declinations to clients Coordinate closely with internal partners including Treasury Management, Credit, Operations, and Legal to ensure accurate structuring and execution of loan and deposit documentation Monitor loan performance, covenant compliance, and overall relationship health; proactively address exceptions or deteriorating trends Oversee the end-to-end relationship onboarding and loan origination process while continuously identifying opportunities to deepen relationships Build a well-diversified, profitable portfolio that supports the Bank's asset quality, funding stability, and non-interest income goals Represent the Bank in the local market through participation in business and nonprofit organizations aligned with the Bank's CRA and community engagement strategy Lending & Product Focus C&I Loans Owner-Occupied Commercial Real Estate Lines of Credit Equipment Financing Commercial Real Estate (ground-up construction, rehabs, refinances) Average deal size: ~$1MM Internal legal lending limit: $4MM Qualifications Proven success generating core commercial deposits and new loan production Strong experience managing commercial relationships and credit risk Ability to structure loans and treasury solutions that support full-relationship banking Established or transferable Houston-area business network strongly preferred Strong financial analysis, underwriting, and relationship management skills Collaborative approach with internal credit, treasury, and operations partners

Keywords: MRISpokane, The Woodlands , Commercial Relationship Manager, Accounting, Auditing , Houston, Texas